Streamline your finances and reduce stress with a Consolidation Loan.

Looking to renew your HMECU mortgage? We will discuss your options, and what you may need to consider.

Looking to refinance your mortgage? We will discuss your options, and what you may need to consider.

Purchasing your first home or a new home? We will help you with a mortgage that is right for you.

Looking to buy a new vehicle, consolidate your debt, or make improvements to your home, HMECU will guide you in the right direction to choose the best type of personal loan for you!

Adding Overdraft Protection is like a short-term loan for your chequing account. Choose your limit ($500 to $2,500) and enjoy the convenience of avoiding NSF cheque or payment fees. Plus, you'll only be charged interest on the funds you use, and repayment is easy - just make a deposit and it'll be applied to your overdraft balance.

Access money for a variety of needs at with rates much lower than your average credit card.

Whether you're looking for cash back on every day purchases, travel benefits, flexible interest rates, or low annual fees - we have the right card for you!

Looking to skip a payment on your loan or mortgage? We will discuss your options, and what you may need to consider.

We will help you achieve all your financial goals. You can individualize your account to your specific needs, as we offer several accounts to choose from including business chequing and business savings.

HMECU is participating in the Canada Emergency Business Account (CEBA) program and encourage all small businesses that had accounts with HMECU prior top March 1, 2020 to apply for these government assisted loans.

We can help you with a full range of investment solutions including term deposits and saving accounts. Our goal is to help you map out an investment plan based on what you wish to accomplish and provide you with advice that best suits your distinct needs.

Mutual Funds are offered through Worldsource Financial Management Inc., sponsoring mutual fund dealer. Other Products and Services are offered through Healthcare and Municipal Employees’ Credit Union.

We can help you with a full range of investment solutions including term deposits and saving accounts. Our goal is to help you map out an investment plan based on what you wish to accomplish and provide you with advice that best suits your distinct needs.

Mutual Funds are offered through Worldsource Financial Management Inc., sponsoring mutual fund dealer. Other Products and Services are offered through Healthcare and Municipal Employees’ Credit Union.

Our goal is to help you map out an investment plan based on what you wish to accomplish and provide you with advice that best suits your distinct needs.

We can help you with a full range of investment solutions including term deposits and saving accounts. Our goal is to help you map out an investment plan based on what you wish to accomplish and provide you with advice that best suits your distinct needs.

Mutual Funds are offered through Worldsource Financial Management Inc., sponsoring mutual fund dealer. Other Products and Services are offered through Healthcare and Municipal Employees’ Credit Union.

Please book an appointment to ensure that you can access your Safety Deposit Box quickly and easily.

We will help you achieve all your financial goals. You can individualize your account to your specific needs, as we offer several accounts to choose from including chequing and savings.

An Estate account is a new account opened after someone has passed away. The Executor will deposit, pay the deceased person's debts and bills, and distribute funds to the beneficiaries.

We can help you with a full range of mutual fund solutions. Our goal is to help you map out an investment plan based on what you wish to accomplish and provide you with advice that best suits your distinct need.

Mutual Funds are offered through Worldsource Financial Management Inc., sponsoring mutual fund dealer. Other Products and Services are offered through Healthcare and Municipal Employees’ Credit Union.

We understand that everyone’s needs are different. You may be planning for retirement, ready to start retirement or you may be saving for your children’s education.

Whatever your unique needs are, HMECU has the expert advice as well as the products and services to help you be successful.

There are many different types of investments available to someone saving for future education. Whether it's for yourself or your children, an HMECU Certified Financial Planner will help find an investment that's right for you.

Mutual Funds are offered through Worldsource Financial Management Inc., sponsoring mutual fund dealer. Other Products and Services are offered through Healthcare and Municipal Employees’ Credit Union.